Privacy Policy

What does Blue Oak Credit do with Your personal information?

Financial companies choose how they share Your personal information. Consumers have the right to limit some but not all sharing. This notice tells You how We collect, share, and protect your personal information. Please read this notice carefully to understand what We do.

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

• Social Security number and checking account information
• Payment history and income
• Employment information and wire transfer instructions

All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information; the reason BLUE OAK CREDIT chooses to share; and whether You can limit this sharing.

For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For Our marketing purposes to offer Our products and services to You

YES

NO

For joint marketing with other financial companies

NO

WE DO NOT SHARE

For Our affiliates’ everyday business purposes - information about Your transactions and experiences

NO

WE DO NOT SHARE

For Our affiliates’ everyday business purposes – information about Your creditworthiness

NO

WE DO NOT SHARE

For Our affiliates to market to You

NO

WE DO NOT SHARE

For Our non-affiliates to market to You

YES

YES

• Call 800-568-8577 or
• Contact us via email at customerservice@blueoakcredit.com

Please note:
If you are a new customer, We can begin sharing Your information 30 days from the date We sent this notice.
When You are no longer Our customer, We can share Your information as described in this notice.
However, You can contact Us at any time to limit Our sharing.

Call 800-568-8577 or email us at customerservice@blueoakcredit.com

Who is providing this notice?

Blue Oak Credit, a wholly owned and operated subsidiary of Kashia Services, a wholly owned and operated economic arm and instrumentality of the Kashia Band of Pomo Indians, is providing this privacy policy.

How does Blue Oak Credit protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures. These measures include computer safeguards and secured files and buildings.

How does Blue Oak Credit collect my personal information?

We collect Your personal information, for example, when You

• Apply for a loan
• Give Us Your income information
• Tell Us where to send the money
• Provide account information
• Provide employment information

We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Under federal law, You have the right to limit only

• sharing for affiliates’ everyday business purposes information about Your creditworthiness
• affiliates from using Your information to market to You
• Sharing for nonaffiliates to market to You

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on Your account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include other business entities of the Tribe.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to You.

• Blue Oak Credit does not jointly market.